BECOMING A MEMBER OF RAM IS ONE OF THE BEST DECISIONS YOU CAN MAKE FOR YOUR BUSINESS.
By joining you gain access to exclusive, money saving discounts on services and programs, legislative updates and advocacy as well as valuable educational opportunities. We aim to help you grow and protect your business, promote the retail industry and save your business money. Click here to JOIN NOW! 47 Ballot Questions Filed for Consideration:Long list includes numerous tax cuts, Cannabis repeal, and more…
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Click here to read guest column in latest Retail Review by RAM President and CEO Avalanche of Ballot Questions Shows Costs Are Top Public Policy Issue.
Legislative Update from Recent RAM Newsletter
MA EPR Commission continues to meet & work through product categoriesThe MA Extended Producer Responsibility (EPR) Commission continues to meet and make its way through the various product categories directed for study by its enabling statute. The Commission is charged with making policy recommendations on specific EPR approaches and other strategies for products and packaging categories including paint, mattresses, electronics, lithium-ion batteries, plastics and other packaging. To date, the Commission has held three full commission meetings and four Advisory Group meetings, with the advisory meetings taking a deeper dive on the topics of electronics and packaging. The Commission sent its first official policy recommendation to the Legislature in June, recommending “that the Massachusetts Legislature enact legislation on or before July 31, 2026 establishing an extended producer responsibility program for paint.” Rennie was the lone “NO” vote against the paint recommendation, arguing that the paint proposal is not a true EPR plan, as it is 100% financed by the consumer. Upcoming full Commission meetings in September and October will review the product categories of electronics (e-waste) and packaging. To continue reading, about Additional Leave Mandates, "The Fashion Act" and Omnibus Plastics bill: Click here.
RAM IN THE NEWS:Boston Globe Op-Eds: Small businesses in Massachusetts are entering the danger zoneFour small business owners on why they’re strugglingClick image to read new blog on healthcare costs.
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Submit your nominations for a RAMAE today!
You could be one of this year's recipients of a Retailers Association of Massachusetts Awards of Excellence (RAMAE). Each year RAM looks to identify the hidden and not so hidden retail gems from all corners of the Commonwealth. Submit a nomination for your business. There is no limit to the number of businesses you can nominate. So nominate your business and all those you love as well. There are so many incredible retail stores and restaurants in MA who could be deserving of this recognition. Help us find our 2025 winners! The winners will be celebrated at a luncheon on November 19 in Waltham.
Click here to submit your nominations.
RAMHIC Offerings for 2025RAMHIC continues to partner with Blue Cross Blue Shield of Massachusetts to offer members access to the carrier's entire portfolio of high quality, small group health insurance plans.
All members purchasing their health insurance coverage through the cooperative will also receive an expanded list of ancillary benefits, FREE of charge.
Click image above to view a BCBS produced informational video on the power of the RAM/BCBS Cooperative.Please see our brochure for more detail on the expanded benefit package. Specific information regarding each benefit may be found below:
For more information please visit the RAMHIC page of our website. As FY26 State Budget becomes law, Gov. Healey suggests further study of proposed Secure Choice Retirement ProgramWhen Gov. Healey signed the FY26 State Budget into law earlier this summer, she proposed a further study of the Legislature’s proposal to create a new Secure Choice Retirement Program. That program, modeled after existing programs in a growing number of states, would mandate that employers with more than 25 employees – who do not already offer a retirement savings program, such as a 401K or a SEP – must automatically enroll employees and facilitate payroll deductions into the Secure Choice Savings Fund: (3) Employers shall retain the option at all times to set up any type of employer- sponsored retirement plan, including, but not limited to, a defined benefit plan, a 401(k), a Simplified Employee Pension (SEP) plan or a Savings Incentive Match Plan for Employees (SIMPLE) plan, instead of having a payroll deposit retirement savings arrangement to allow employee participation in the program. Other provisions in the proposal state that employees can choose to opt-out of the program entirely. Employers are not required to make any financial contributions at all and can choose to establish an employer-sponsored retirement program at any time. If employers fail to enroll employees, they face fines of $250 per employee per year, and $500 per employee per year after the first penalty – a fine structure similar to other states with the same program.
RAM does offer our members the option to participate in the Alliance of State Retail Associations (ASRA) Multiple Employer Plan, which would qualify as an exemption from participation in the proposed state-run plan. (See ad below for more information.) RAM appreciates the Governor’s action in sending the proposal back to the Legislature for further study, giving employers additional time to weigh in with questions and concerns. The Legislature has yet to take up the Governor’s amendment. ![]() Written Testimony of Jon Hurst, President & CEO
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